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    We strive to serve our clients during the financial planning process through deep and meaningful relationships that last for generations.

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Blog

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Jeff Janosik | Sep 7, 2021

Investors Beware: The Media Noise can be Deafening

Finance
Investments
Most people would argue that living in a digital world, with instant access to an endless stream of information has made us smarter and more self-empowered than
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Jeff Janosik | Aug 31, 2021

Pre-Retirement Preparedness: Planning for Your Career Exit

Retirement
If you’re five to 10 years away from retirement, it’s time to start getting specific about your plans after exiting your career.
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Jeff Janosik | Aug 24, 2021

When Should I Change My Life Insurance Coverage?

Insurance
Risk Management
The one thing of which we can all be certain of, is change.  Life happens every day and, as a result, we are constantly assessing our situation and changing our
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Jeff Janosik | Aug 17, 2021

Why Women Make Better Investors than Men

Finance
Investments
When it comes to admitting that women are better at certain things, men have a difficult time conceding any degree of supremacy.
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Jeff Janosik | Aug 10, 2021

Your Essential Primer in How to Buy Life Insurance

Insurance
Asking “how” to buy life insurance presumes that you’ve moved beyond the “why”, which is a big leap forward; however, it’s not quite as easy to answer.
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Jeff Janosik | Aug 3, 2021

Life Insurance - What is Whole Life Really Anyway?

Insurance
Risk Management
Although whole life insurance, in its present form, has been around for over a century, it remains somewhat of an enigma for people who want to buy permanent
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Jeff Janosik | Jul 27, 2021

Refinancing Your Mortgage: It’s not just about the rate

Finance
These are truly remarkable times in the mortgage industry. Mortgage rates are still at their lowest point in more than 50 years presenting homeowners with a
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Jeff Janosik | Jul 20, 2021

Term Life or Whole Life Insurance – Which is Right for You?

Insurance
The decision to buy life insurance is one of the most important that we can make in our financial lives. It requires careful consideration of our needs
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Jeff Janosik | Jul 13, 2021

The Infidelity of Financial Affairs

Finance
A recent survey conducted by GK Roper revealed that nearly 55% of respondents reported hiding some aspect of their finances from their spouse or significant
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Jeff Janosik | Jul 6, 2021

The Basics of Keeping a Balanced Investment Portfolio

Investments
Balance is seen as one of the keys to making the most of your investments. But what does a balanced portfolio look like?
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Jeff Janosik | Jun 29, 2021

Should You be the Bank of Mom and Dad to Your Adult Child?

Finance

What to do when Your Adult Child Comes Looking for a Loan

It’s an unfortunate sign of the times that an increasing number of adult children, caught in the

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Jeff Janosik | Jun 22, 2021

Term Life Insurance and the Single Woman

Insurance
In practice, the question often arises as to why a single woman should own life insurance. Before answering it, it might be instructive to consider some
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Canada

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Financial Advisors do not provide specific tax/legal advice and this information should not be considered as such. You should always consult your tax/legal advisor regarding your own specific tax/legal situation.

Separate from the financial plan and our role as a financial planner, we may recommend the purchase of specific investment or insurance products or account. These product recommendations are not part of the financial plan and you are under no obligation to follow them.

Life insurance products contain fees, such as mortality and expense charges (which may increase over time), and may contain restrictions, such as surrender periods.

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