For anyone who has dealt with an aging parent or grandparent the concept of long-term care is likely a familiar one. Those unfortunate enough to suffer from
      
            
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            Most people looking to implement a financial plan are making decisions with the long-term in mind. While what “long-term” means tend to vary depending on
      
            
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            Any protection strategy that focuses only on insurance can leave you and your family vulnerable to the threat of a legal system which doesn’t necessarily share
      
            
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            Perhaps the most encouraging outcome of the latest recession is the increasing emphasis on debt reduction by most Canadians.  We are borrowing less and saving
      
            
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            Most people would argue that living in a digital world, with instant access to an endless stream of information has made us smarter and more self-empowered than
      
            
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            If you’re five to 10 years away from retirement, it’s time to start getting specific about your plans after exiting your career.
      
            
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            The one thing of which we can all be certain of, is change.  Life happens every day and, as a result, we are constantly assessing our situation and changing our
      
            
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            When it comes to admitting that women are better at certain things, men have a difficult time conceding any degree of supremacy.
      
            
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            Asking “how” to buy life insurance presumes that you’ve moved beyond the “why”, which is a big leap forward; however, it’s not quite as easy to answer.
      
            
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            Although whole life insurance, in its present form, has been around for over a century, it remains somewhat of an enigma for people who want to buy permanent
      
            
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            These are truly remarkable times in the mortgage industry. Mortgage rates are still at their lowest point in more than 50 years presenting homeowners with a
      
            
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            The decision to buy life insurance is one of the most important that we can make in our financial lives. It requires careful consideration of our needs
      
            
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